Nowadays, it is common to see lots of teens having their own cars, but whats not common is them having their own insurance as a security and protection for them. Indeed, some parents may assume that just because their son 0r daughter is a kid with a car he does not anymore need to have his own car insurance policy, but better think twice for the reason that prevailing issues show that teenagers are not only the worst drivers but they also tend to contribute to the escalation of car accidents on the road.
Most driving teens are also usually involve in drunk-driving and because of this, they usually had difficulty of having good auto insurance plans which burdens the pockets of their parents. One of the best ways to get car insurance for your driving teen, especially a car insurance for a 19 year old is to add your teen to your own current policy. If ever someone will ask how much is car insurance for a 19 year old, it is usually a much lower rate if they are added on their parents policy.
But then, you can also sign your teenager up for a standalone auto insurance for a 19 year old - 20 year old policy made specifically for teenagers. As a good parent inform your 19 year old kid that his or her 19 year old car insurance will be more beneficial if he or she should maintain a clean driving record, that they should not have any speeding tickets, accidents or traffic violations because most car insurance companies will significantly cut off the cost of their premium if they maintain a good driving record. Without a doubt, this is one of the ways to get cheap auto insurance for teens.
In addition, asking how much is insurance for a 19 year old would not be big a deal if you would enroll your teen into a driver's ed course as many companies will cut down on the policy cost of insurance for teens if your son or daughter has completed a driver's ed class.
An alternative way of reducing costs as regards to payments of auto insurance premiums is through ensuring that the teen gets high marks (a 3.0 GPA or higher) and this comes with about a 10 percent less in premiums. The type of vehicle your teen have is an important thing to be considered. One final tip, parents should really avoid giving their teenagers sports cars because they are usually risky than a modest four-door sedan. To know more about cheap car insurance for students please visit this website.
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